Fee-Only Financial Planning

B.E.S.T. Wealth Management, LLC is a fee-only financial planning firm, meaning

we do not sell products or receive any commissions, product fees, referral fees, or kick back fees of any kind!

Instead, we earn money calculated as a percentage of the assets in your investment portfolio. This fee is only for the financial advice and investment management services you receive, NOT for some product that is sold to you!

This compensation model aligns our interests with yours and encourages us to protect—and increase—your investments. As your portfolio grows, we both benefit.

INVESTMENT MANAGEMENT + FINANCIAL PLANNING

Investments Managed
by B.E.S.T. Wealth *

Annual Fee **

* All investable assets are generally required to be managed by B.E.S.T. Wealth Management, LLC.

** A flat fee of $750 per year is generally charged for financial planning if assets managed by B.E.S.T. Wealth Management, LLC are under $50,000.

Value-Added Services

Research-Based Investment Management
Retirement Planning
Robust Planning Software Utilized
Social Security Strategies
Tax Minimization
Estate Planning
Debt Analysis
Tax Projections
Insurance Planning

Comprehensive Financial Planning
Goal Creation
Employee Benefits Review
Retirement Income Strategies
Stock Option Analysis
Education Planning
Pension Analysis
Cash Flow Analysis
Budgeting Advice

How Some Financial Advisors Earn Their Keep

Some financial planners work on commission, earning money every time they sell a product to you. These planners are often required to achieve quotas which can result in aggressive sales tactics to meet or exceed their targets.

Many of these advisors work for large institutions—banks, investment companies or insurance firms—that manufacture their own products, limiting the investment choices available to you.

Since commission-based advisors focus solely on selling products, they have little incentive to increase the size of your portfolio or to protect your money.

Additionally, this compensation model creates potential conflicts of interest. Commission-based advisors can be tempted to recommend investments to clients simply to earn another commission or meet a sales quota, rather than considering the client’s goals and risk tolerance.

B.E.S.T. Wealth is free of these limitations!

No Sales Tactics
No Commissions
No Investment Limitations
No Sales Quotas
No Product Selling

Pricing for Other Services

INSTITUTIONAL INVESTMENT MANAGEMENT *

Investments Managed
by B.E.S.T. Wealth

Annual Fee

* Includes Company Sponsored Retirement Plans (i.e. 401k, 403b, SIMPLE IRAS, etc…), Charities, Religious Institutions, Corporations, Non-Profits, Endowments, Associations, Schools, and Foundations.

TAX PREPARATION *

Level of Complexity

Fee

* Low Complexity is generally defined as someone who only has W-2 wages, retirement income, retirement investments (IRAs, 401(k)s, etc…), and / or a small number of non-IRA investments.

Medium Complexity is generally defined as someone who has multiple non-IRA investments, is self-employed, has multi-state employment, has a small number of rental real estate properties, and / or has trust / partnership income.

High Complexity is generally defined as someone who as similarities of Medium Complexity, but to a larger degree (i.e. large number of rental real estate properties, multiple businesses, and / or multiple sources of trust / partnership income). Any return that is more complex than that of a High Complexity Return will be billed an additional $75 / hour.

Add $50 if tax preparation is for a non-financial planning / investment management client of B.E.S.T. Wealth Management, LLC.

Minimum Investments and Fees Not Required

Our belief is that everyone should have access to financial advice and investment management. As such, you don’t need a minimum amount of investments to work with B.E.S.T. Wealth Management, LLC, nor will we charge you a minimum fee.

What you do need though is an open mind about receiving comprehensive financial planning advice.

Have Further Questions?

Schedule a meeting to learn more about our transparent and simple pricing and how we can help you get your financial life in order!

Financial Planning at its B.E.S.T.